Terms and Conditions

Effective Date: October 3, 2026
Last Updated: October 3, 2026

These Terms and Conditions (“Terms”) govern your access to and use of northcarolinafirehousebuyer.com (the “Website”) and services offered through the Website by North Carolina Fire House Buyer, also operating under the brand North Carolina Fire House Buyer (“North Carolina Fire House Buyer,” “we,” “us,” or “our”).

Please read these Terms carefully.

By accessing the Website, submitting information concerning real estate, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

If you do not agree with these Terms, do not use the Website.

1. Purpose of the Website

The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:

Fire-damaged properties;
Smoke-damaged properties;
Water-damaged properties;
Structurally damaged properties;
Distressed properties;
Vacant properties;
Inherited properties;
Probate properties;
Properties facing foreclosure;
Properties subject to liens;
Properties requiring substantial repairs; and
Other residential or investment properties.

Depending on a particular property and transaction, we may:

Evaluate the property ourselves;
Purchase or seek to purchase the property;
Facilitate a potential cash offer;
Match the seller with a prospective cash buyer;
Refer or route the opportunity to an affiliated or independent investor;
Connect the seller with another prospective purchaser;
Enter into a purchase agreement concerning the property;
Assign contractual rights where legally and contractually permitted; or
Determine that neither we nor another prospective purchaser is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

North Carolina Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace.

Depending on a particular transaction, we may act as:

A prospective purchaser;
A real estate investor;
A property-acquisition business;
A marketing or lead-generation platform;
A service connecting property owners with prospective purchasers;
A purchaser holding a contractual interest in property;
An affiliate or business partner of another investor; or
A combination of these roles.

Our precise role depends on the actual transaction and governing written agreements.

Unless expressly established through a separate written agreement, we do not act as your:

Real estate broker;
Seller’s real estate agent;
Attorney;
Accountant;
Financial adviser;
Tax adviser;
Insurance adviser;
Public adjuster;
Contractor;
Engineer;
Appraiser;
Fiduciary;
Housing counselor;
Mortgage broker;
Foreclosure consultant; or
Other professional adviser.

3. Lead Generation, Contract Assignments, and Brokerage

Simply connecting a seller with a prospective cash buyer does not necessarily establish a real estate brokerage relationship.

North Carolina’s real estate license law generally regulates persons who, for compensation or valuable consideration, perform specified activities involving the purchase, sale, lease, or negotiation of real estate for others.

Activity performed as a principal for one’s own account may be legally different from activity undertaken for another person for compensation.

Nothing on this Website authorizes:

Unlicensed brokerage;
Acting as another person’s real estate agent without appropriate authority;
Misrepresenting ownership of property;
Misrepresenting a contractual interest as legal title; or
Assigning contractual rights contrary to the governing purchase agreement or applicable law.

4. Residential Property Wholesaling Legislation

North Carolina has considered legislation that would specifically regulate residential property wholesaling and related transactions.

As of the effective date of these Terms, that proposed legislation has not become an enacted special wholesaling statute.

Accordingly, the legality and regulatory treatment of a particular investment, assignment, marketing, or buyer-matching transaction depends on current:

Real estate licensing law;
Contract law;
Consumer-protection law;
Advertising law;
Fraud law;
Agency law; and
Other applicable legal requirements.

If North Carolina enacts additional wholesaling requirements, covered transactions must comply with the law then in effect.

5. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell your property.

A Website inquiry is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.

6. No Obligation to Purchase

Submitting property information does not require North Carolina Fire House Buyer or any:

Affiliate;
Cash buyer;
Investor;
Contract purchaser;
Acquisition partner;
Property-acquisition company; or
Other prospective purchaser

to:

Evaluate the property;
Make an offer;
Maintain a previously discussed offer;
Continue negotiations;
Purchase the property; or
Complete a transaction.

7. Eligibility and Authority

By using the Website or submitting information concerning a property, you represent that:

You are at least 18 years old;
You have legal capacity to enter contracts;
Information you provide is materially accurate to the best of your knowledge;
You own the property, have an ownership interest, or are authorized to communicate concerning it; and
Your use of the Website complies with applicable law.

Submission by one co-owner does not necessarily establish authority to bind every property owner.

8. Property Information

We may request or obtain information concerning:

Property address;
Property type;
Property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical and plumbing conditions;
Roof or foundation condition;
Occupancy;
Repairs;
Permits;
Insurance claims;
Desired sale timeline;
Ownership;
Mortgages or deeds of trust;
Liens;
Property taxes;
Owners’ association matters;
Probate;
Foreclosure;
Inheritance; and
Other matters relevant to evaluating a potential transaction.

You agree not to knowingly provide materially false, fraudulent, misleading, or unauthorized information.

9. Property Research

When you submit information concerning a property, you authorize us and parties evaluating the opportunity to research the property through lawful sources.

Research may include:

County tax and property records;
Register-of-deeds records;
Recorded deeds;
Ownership records;
Deeds of trust and mortgages;
Liens and encumbrances;
Court records where lawfully available;
Probate information;
Foreclosure information;
Owners’ association information;
Building permits;
Zoning information;
Property sales history;
Comparable property sales;
Estimated property values;
Property characteristics;
Mapping information;
Commercial property databases; and
Other publicly or commercially available information.

10. Matching With Prospective Cash Buyers

The Website facilitates connections between some property owners and prospective cash buyers.

After reviewing property information, we may connect you with an affiliated or independent:

Cash buyer;
Real estate investor;
Property-acquisition company;
Contract purchaser;
Investment group;
Redevelopment company;
Contractor;
Acquisition partner; or
Other prospective purchaser.

A prospective purchaser may independently:

Research the property;
Contact you;
Evaluate its condition;
Estimate repairs;
Conduct due diligence;
Determine an offer amount;
Negotiate transaction terms; and
Enter into a transaction with you.

Independent purchasers are responsible for their own:

Statements and representations;
Offers;
Valuations;
Due diligence;
Contracts;
Financing;
Privacy practices;
Licensing obligations;
Performance; and
Compliance with applicable law.

Unless otherwise agreed in writing, we do not guarantee the conduct or performance of an independent third-party purchaser.

11. Preliminary Offers and Valuations

Any:

Cash offer;
Preliminary offer;
Estimated offer;
Property valuation;
Price range;
Repair estimate; or
Similar preliminary indication of transaction value

is non-binding unless expressly made binding through a legally enforceable written agreement.

A preliminary offer may be modified or withdrawn before execution of a binding agreement.

12. Illustrative Offer Formula

The Website may describe an offer formula substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

Any such formula is illustrative.

A prospective purchaser may use different:

Repair estimates;
After-repair values;
Holding-cost assumptions;
Transaction expenses;
Resale expenses;
Investment margins;
Risk assumptions; or
Valuation methodologies.

No particular valuation formula, percentage, property value, or offer amount is guaranteed.

13. Binding Real Estate Transactions

A binding property transaction arises only when the applicable parties execute legally enforceable written transaction documents.

A transaction may be subject to:

Verification of ownership;
Verification of authority to sell;
Attorney review;
Title examination;
Property access;
Inspection or evaluation;
Due diligence;
Confirmation of property condition;
Resolution of mortgages, deeds of trust, liens, or encumbrances;
Required disclosure statements;
Federal disclosures;
Closing requirements;
Municipal requirements; and
Other conditions stated in the applicable agreement.

14. North Carolina Attorney Closing Requirements

Residential real estate closings in North Carolina involve legal functions that must be performed by or under the legally permitted supervision of a North Carolina attorney.

Those functions may include:

Title examination;
Providing title opinions;
Preparing deeds and other legal instruments;
Interpreting documents affecting legal rights;
Resolving title issues;
Overseeing execution of legal documents;
Recording instruments; and
Handling closing and disbursement functions where required by law.

Nothing on the Website replaces the role of the attorney handling a North Carolina real estate closing.

15. As-Is Property Sales

The Website advertises potential purchases of properties in their current or “as-is” condition.

An as-is transaction may allow a property owner to sell without performing repairs requested by a particular purchaser.

However, an as-is provision does not automatically eliminate obligations concerning:

Required North Carolina disclosures;
Fraud;
Material misrepresentation;
Intentional concealment;
Contractual representations;
Mandatory mineral and oil-and-gas rights disclosures;
Federal disclosures;
Title; or
Other legal obligations.

The applicable purchase agreement and governing law determine the legal effect of any as-is provision.

16. North Carolina Residential Property Disclosure Act

North Carolina’s Residential Property Disclosure Act generally applies to specified transfers of residential real property consisting of one to four dwelling units, subject to statutory exemptions.

Covered transfers include certain:

Sales;
Exchanges;
Installment land sales;
Options; and
Leases containing an option to purchase.

Where the Chapter applies, the seller must furnish the disclosures required by North Carolina law.

Nothing on the Website replaces the applicable official North Carolina disclosure documents.

17. Residential Property Disclosure Statement

For covered transactions, the owner generally must provide a Residential Property Disclosure Statement.

For many property-condition items, North Carolina permits an owner to:

Disclose characteristics or conditions of which the owner has actual knowledge; or
State that the owner makes no representation concerning the applicable condition, except as otherwise provided in the real estate contract.

This differs from a rule requiring every seller to provide a detailed affirmative history of every condition affecting the property.

The exact legal effect of a particular response depends on the official form, applicable statutes, the purchase agreement, and other law.

18. Owners’ Association and Mandatory Covenants Disclosure

Where applicable, the owner must also furnish the required disclosure regarding owners’ associations and mandatory covenants.

The disclosure may address matters including:

Whether the property is subject to an owners’ association;
Association contact information;
Regular dues or assessments;
Services funded through assessments;
Approved assessments or fees;
Certain litigation or judgments; and
Transfer-related fees.

Nothing on the Website replaces that statutory disclosure where it applies.

19. Mineral and Oil and Gas Rights Mandatory Disclosure

North Carolina has a separate mandatory disclosure concerning:

Mineral-rights severance; and
Oil-and-gas-rights severance.

This disclosure receives different statutory treatment from ordinary property-condition disclosures.

Even certain transactions in which the parties agree not to complete the ordinary Residential Property Disclosure Statement remain subject to the mineral and oil-and-gas rights disclosure requirement.

Nothing in an as-is agreement or Website statement eliminates that mandatory disclosure where applicable.

20. Agreement Not to Complete Certain Property Disclosures

North Carolina law permits an exemption from specified portions of the Residential Property Disclosure Act where both parties agree not to complete:

The Residential Property Disclosure Statement; or
The Owners’ Association and Mandatory Covenants Disclosure Statement.

Such an agreement does not eliminate the separate mineral and oil-and-gas rights mandatory disclosure requirements.

Nor does it necessarily eliminate obligations arising under:

The purchase agreement;
Fraud law;
Federal law;
Other statutes; or
Other applicable legal duties.

21. Timing of Required Disclosures

Where Chapter 47E applies, required disclosure statements generally must be delivered no later than the time the purchaser makes an offer to purchase, exchange, or option the property, or exercises an applicable lease-purchase option.

A disclosure may appear:

In the real estate contract;
In an addendum; or
In a separate document,

as permitted by applicable law.

22. Purchaser Cancellation for Late Disclosure

If required Chapter 47E disclosures are not delivered before or at the time the purchaser makes an offer, North Carolina law may give the purchaser a statutory right to cancel the resulting contract.

The cancellation right generally expires at the earliest applicable statutory event, including:

The end of the third calendar day after receipt of the disclosure statement;
The end of the third calendar day following the date the contract was made;
Settlement or occupancy in certain transactions; or
Another applicable statutory cutoff.

A valid statutory cancellation generally must be made in writing in the manner required by law.

Nothing on this Website shortens a statutory cancellation right.

23. Exempt Transfers

North Carolina law exempts specified transfers from some or all Chapter 47E requirements.

Depending on the facts, exemptions may include certain transfers involving:

Court orders;
Estate administration;
Foreclosure;
Bankruptcy;
Deeds in lieu or transfers involving defaulted indebtedness;
Fiduciaries;
Co-owners;
Spouses or certain family members;
Divorce;
Tax enforcement;
Governmental entities;
Certain first sales of never-inhabited dwellings;
Certain lease-purchase arrangements; and
Transactions in which both parties agree not to complete specified disclosure statements.

The availability and scope of an exemption must be evaluated for the specific transaction.

24. Fire Damage and Property Condition

Fire-damaged properties may involve conditions including:

Structural damage;
Smoke contamination;
Water damage resulting from firefighting;
Mold;
Electrical damage;
Plumbing damage;
HVAC damage;
Roof damage;
Foundation damage;
Hazardous materials;
Environmental conditions;
Building-code issues;
Permit issues;
Insurance claims;
Prior repairs;
Incomplete repairs; and
Unpermitted alterations.

Depending on the applicable official disclosure, seller knowledge, the purchase agreement, and other legal duties, one or more fire-related conditions may need to be addressed.

Nothing on the Website authorizes fraud, concealment, or material misrepresentation.

25. No Universal Detailed Fire-Damage Documentation Requirement

The Website may contain educational material recommending that property owners preserve:

Fire-department reports;
Photographs;
Engineering reports;
Inspection reports;
Insurance records;
Contractor estimates;
Repair invoices;
Permit records; or
Environmental testing.

Those materials may be useful for:

Insurance claims;
Property valuation;
Repair planning;
Buyer due diligence;
Disclosure preparation; and
Transaction negotiations.

However, North Carolina’s Residential Property Disclosure Act does not create one universal requirement that every fire-damaged seller automatically provide a comprehensive package of every fire, inspection, repair, insurance, and restoration record.

Actual obligations depend on:

The applicable statutory disclosure forms;
Seller knowledge;
The purchase agreement;
Applicable exemptions;
Federal law; and
Other legal duties.

26. Reliance on Professional Reports

North Carolina law allows an owner, in specified circumstances, to satisfy certain disclosure obligations by providing written reports from appropriate:

Public agencies;
Attorneys;
Engineers;
Land surveyors;
Geologists;
Pest-control operators;
Contractors;
Home inspectors; or
Other qualified experts

addressing matters within their area of expertise.

The applicable statute controls the extent to which an owner may rely on those reports.

27. Property Inspections and Due Diligence

The Website may advertise:

No inspection;
No formal inspection;
As-is purchases;
No financing contingency;
No appraisal contingency; or
Similar streamlined transaction structures.

These descriptions refer to possible transaction terms.

They do not:

Eliminate required disclosures;
Prevent a purchaser from conducting due diligence permitted under the purchase agreement;
Authorize concealment or fraud; or
Override an executed contract.

A prospective purchaser may choose to:

Inspect the property;
Obtain contractor estimates;
Review fire reports;
Review structural reports;
Review insurance information;
Review building permits;
Review owners’ association information;
Examine title;
Conduct environmental testing; or
Perform other due diligence.

28. Fast Closing and Similar Advertising Statements

The Website may advertise:

A free cash offer within approximately 24 hours;
Closing in approximately seven days;
Closing within approximately 7 to 28 days;
Flexible closing dates;
No repairs;
As-is purchases;
No real estate-agent commissions;
No seller fees;
Buyer-paid closing costs;
No formal inspection;
No appraisal contingency;
No financing contingency; or
Similar streamlined transaction features.

These statements describe transaction structures that may be available.

They are not guarantees that every property or seller will receive identical terms or timing.

Actual transaction timing and terms may depend on:

Property condition;
Ownership;
Title;
Mortgages or deeds of trust;
Liens;
Buyer availability;
Attorney availability;
Property access;
Due diligence;
Required disclosures;
Closing requirements;
Legal requirements; and
Other circumstances.

29. Closing Costs, Fees, and Commissions

Where a prospective purchaser agrees to:

Pay specified closing costs;
Purchase without a listing agent;
Charge no seller commission;
Charge no particular seller fee; or
Pay specified attorney or title expenses,

the actual obligations of the parties will be determined by the executed transaction documents and closing statement.

Website statements such as “no fees,” “no commissions,” or “we cover closing costs” do not override a signed agreement.

30. Assignment of Contract Rights

A purchase agreement may be assigned only where:

The contract permits the assignment;
Applicable law permits the assignment;
Required notices or consents are satisfied; and
The assignment does not involve unlawful brokerage, fraud, or misrepresentation.

Holding a contractual right to purchase property is different from holding legal title to that property.

A person who has not taken legal title should not falsely represent that the person owns the property.

31. North Carolina Real Estate Licensing

North Carolina’s real estate licensing statute generally defines a broker to include a person or entity that, for compensation or valuable consideration, performs specified purchase, sale, listing, leasing, or negotiation activities for others.

The statute also contains exemptions for specified owner and property-management activities.

Accordingly, the legal analysis may differ among:

Purchasing property for one’s own account;
Selling property one actually owns;
Assigning one’s own contractual rights;
Marketing property owned by someone else;
Negotiating for another person;
Receiving compensation for introducing or procuring a party; and
Performing other activities for another person.

Nothing on the Website authorizes unlicensed real estate brokerage.

32. Pending North Carolina Wholesaling Proposal

The North Carolina General Assembly has considered legislation that would expressly regulate residential property wholesaling and related transactions as brokerage activity and establish additional homeowner protections.

That proposal is not incorporated into these Terms as existing law unless and until it is enacted and effective.

If applicable law changes, future covered transactions must comply with the law then in effect.

33. Foreclosure and Financial Distress

The Website may be used by homeowners:

Behind on mortgage payments;
Facing default;
Subject to foreclosure proceedings;
Experiencing financial distress; or
Seeking a rapid sale.

We are not your:

Mortgage lender;
Mortgage servicer;
Attorney;
Financial adviser;
Credit counselor;
Housing counselor;
Mortgage broker; or
Foreclosure-rescue consultant

unless expressly established through a separate legally compliant agreement.

Selling property may be one possible response to financial distress, but it is not necessarily the only option available.

You may wish to consult:

Your lender or mortgage servicer;
A North Carolina attorney;
A HUD-approved housing counselor;
A tax professional; or
Another qualified adviser.

34. North Carolina Foreclosure Rescue Transactions

North Carolina has special laws governing certain foreclosure rescue transactions.

The statutory definition is narrower than an ordinary cash purchase of distressed property.

A covered foreclosure rescue transaction generally involves circumstances including:

The property being the homeowner’s principal residence;
Representations that transferring the property will enable the homeowner to prevent, postpone, or reverse foreclosure and remain in the residence; and
The homeowner retaining a tenancy, lease-with-option-to-purchase interest, or option to reacquire the property.

A normal arm’s-length sale in which the seller permanently transfers the property and retains no such interest does not necessarily fall within that definition.

35. Minimum Consideration for Covered Foreclosure Rescue Transactions

Where North Carolina’s foreclosure-rescue statute applies and no exemption applies, a person generally may not carry out the covered transaction for financial gain unless the transferee pays the homeowner at least 50% of the property’s fair market value as determined by a certified appraiser.

The required appraisal must satisfy applicable statutory requirements.

36. Foreclosure Rescue Appraisal Timing

For a covered foreclosure-rescue transaction:

The certified appraisal determining fair market value generally must be performed no more than 120 days before the transfer; and
The appraisal generally must be delivered to the homeowner at least seven days before the homeowner becomes obligated to perform the agreement.

Nothing on the Website modifies those requirements where the statute applies.

37. Foreclosure Rescue Contract Requirements

Where a transaction constitutes a covered North Carolina foreclosure-rescue transaction, the contract must satisfy applicable statutory requirements.

Those requirements may include a written, signed, and acknowledged agreement containing matters such as:

Names and addresses of the parties;
Legal description of the property;
Financial obligations to be assumed by the purchaser;
Total amount to be paid;
Appraised fair market value;
The interest retained by the homeowner; and
Terms of any future possessory or ownership interest.

Applicable law controls over any inconsistent Website statement.

38. Remedies for Prohibited Foreclosure Rescue Transactions

A violation of North Carolina’s foreclosure-rescue law may constitute an unfair trade practice.

Depending on the circumstances, a homeowner may have remedies including:

Damages;
An action to void a prohibited transaction;
Declaratory relief;
Equitable relief; and
Other remedies provided by law.

Nothing in these Terms waives a non-waivable statutory remedy.

39. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified to do so, we do not represent that:

We act on behalf of your mortgage lender;
We act on behalf of your mortgage servicer;
We act on behalf of a governmental agency;
We guarantee that foreclosure will be stopped;
We guarantee a loan modification;
We will negotiate your mortgage for you;
You should stop communicating with your lender;
You should stop making legally required payments; or
Selling property through us is your only available option.

40. Probate and Inherited Property

Submitting information concerning inherited or probate property does not establish that the person submitting the information has legal authority to sell it.

A transaction may require:

Personal representative authority;
Executor or administrator authority;
Trustee authority;
Court documentation;
Participation or consent of heirs;
Appropriate deeds;
Affidavits;
Estate documentation; or
Other evidence of authority.

Some estate or fiduciary transfers may also qualify for exemptions from certain North Carolina property-disclosure requirements.

41. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

Insurance company;
Insurance agent;
Public adjuster;
Insurance attorney; or
Insurance adviser

unless expressly established through a separate legally compliant arrangement.

You are responsible for understanding matters including:

Insurance coverage;
Claim requirements;
Claim deadlines;
Insurance proceeds;
Repair obligations;
Mortgage-holder or deed-of-trust-holder rights;
Assignment provisions;
Recoverable depreciation;
Policy conditions; and
Tax implications.

If a property is sold while an insurance claim remains pending, the written purchase agreement should appropriately address the parties’ rights and responsibilities concerning the claim and proceeds.

42. Permits, Code Enforcement, and Unsafe Structures

A fire-damaged property may be subject to:

Building-code violations;
Unsafe-building notices;
Condemnation proceedings;
Repair permits;
Building permits;
Demolition requirements;
Utility restrictions;
Environmental requirements; or
Other governmental requirements.

An as-is sale does not waive governmental requirements.

Actual responsibilities of the seller and purchaser depend on applicable law and signed transaction documents.

43. Telephone Communications

By providing a telephone number and requesting information or an offer, you authorize us to respond to the inquiry using the contact information provided.

Calls may concern:

Your property;
Your requested offer;
Property research;
Scheduling;
Buyer matching;
Follow-up;
Potential transactions; and
Related services.

Where applicable federal or state law requires additional consent before regulated automated dialing, artificial voice, prerecorded voice, or marketing communications are made, applicable communications will be subject to those requirements.

44. Recording of Communications

North Carolina generally permits interception or recording when at least one party to the communication consents, subject to statutory limitations.

We or service providers acting on our behalf may record communications for purposes including:

Quality assurance;
Training;
Documentation;
Compliance;
Fraud prevention;
Security; and
Other legitimate business purposes.

Because a call may involve individuals located in jurisdictions with stricter recording laws, additional notice or consent may be required.

Where another applicable law requires all-party consent or another recording procedure, we will comply with that stricter requirement.

45. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Your inquiry;
Your property;
Scheduling;
Your requested offer;
Prospective purchasers;
Buyer matching;
Follow-up;
Potential transactions; and
Related services.

Where legally required, separate or additional consent will be obtained for regulated automated or marketing text communications.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

You may request that applicable messages stop by replying STOP.

46. Email Communications

By providing an email address, you authorize us to respond to your inquiry and communicate concerning:

Your property;
Prospective purchasers;
Potential offers;
Scheduling;
Follow-up;
Services; and
Potential transactions.

Marketing emails may be sent where permitted by law.

Applicable promotional emails will provide a method to unsubscribe.

47. Electronic Communications

By interacting with us electronically, you consent to receiving electronic communications where permitted by applicable law.

Electronic communications may include:

Email;
Text messages;
Website notices;
Electronic documents; and
Other digital communications.

48. Privacy

Our collection, use, disclosure, sharing, sale, retention, and other processing of personal information is described in our Privacy Policy.

The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.

49. Independent Decision-Making

Selling real estate may have significant:

Legal;
Financial;
Tax;
Insurance; and
Personal consequences.

You are responsible for determining whether a proposed transaction is appropriate for your circumstances.

You may obtain independent advice from:

A North Carolina real estate attorney;
A licensed North Carolina real estate professional;
A tax professional;
An accountant;
An insurance professional;
A contractor;
A structural engineer;
An appraiser;
A housing counselor; or
Another qualified professional.

50. No Professional Advice

Nothing on the Website constitutes individualized:

Legal advice;
Tax advice;
Accounting advice;
Financial advice;
Insurance advice;
Construction advice;
Engineering advice;
Appraisal advice;
Mortgage advice;
Foreclosure advice; or
Professional advice concerning the value of a particular property.

51. No Brokerage, Agency, or Fiduciary Relationship

Unless separately established through an applicable written agreement, use of the Website does not create:

A real estate brokerage relationship;
Seller representation;
Buyer representation;
An agency relationship;
A fiduciary relationship;
A partnership;
A joint venture;
An employment relationship; or
Another professional advisory relationship.

If a licensed real estate professional participates in a particular transaction, applicable brokerage duties and agency disclosures are governed by North Carolina law and the applicable agreements.

52. Acceptable Use

You may not:

Use the Website for unlawful purposes;
Submit fraudulent property leads;
Knowingly submit materially false information;
Impersonate another person;
Submit property information without authorization;
Attempt unauthorized access to Website systems;
Introduce malware or harmful code;
Circumvent Website security;
Interfere with Website operations;
Overload Website systems;
Use automated technologies to abuse Website forms;
Scrape or systematically extract Website information without authorization; or
Use the Website to violate another person’s rights.

53. Intellectual Property

Unless otherwise stated, the Website and its original content, including:

Text;
Graphics;
Logos;
Photographs;
Videos;
Designs;
Software;
Layout;
Branding; and
Other materials

are owned by or licensed to North Carolina Fire House Buyer and are protected by applicable intellectual-property laws.

You may use Website content for your personal interaction with our services.

You may not reproduce, distribute, publish, sell, modify, commercially exploit, or create derivative works from Website content without appropriate authorization except where permitted by law.

54. Third-Party Names, Logos, and Media References

The Website may display or reference third-party:

Media organizations;
Publications;
Websites;
Platforms;
Brands;
Companies;
Trademarks; or
Logos.

Unless expressly stated otherwise, those references do not necessarily indicate sponsorship, endorsement, approval, or affiliation.

Third-party names and trademarks remain the property of their respective owners.

55. Third-Party Websites and Services

The Website may link to or integrate with services operated by third parties.

We do not control and are not responsible for third-party:

Content;
Availability;
Privacy practices;
Security;
Products;
Services;
Representations; or
Conduct.

Your interaction with a third party is governed by that party’s applicable terms and policies.

56. Website Availability

We may modify, restrict, suspend, or discontinue any part of the Website at any time.

We do not guarantee uninterrupted, secure, error-free, or continuously available Website access.

57. No Guarantee of Transaction

We do not guarantee:

That every property will receive an offer;
That an offer will equal fair market value;
That an offer will meet your expectations;
That a particular valuation methodology will be used;
That a preliminary offer will remain available;
That an independent purchaser will proceed;
That an assignment will occur;
That the property will sell;
That a transaction will close;
That closing will occur within an advertised timeframe; or
That you will achieve a particular financial result.

58. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF:

MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
TITLE; AND
NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE WEBSITE WILL ALWAYS BE:

ACCURATE;
COMPLETE;
AVAILABLE;
SECURE; OR
ERROR-FREE.

Nothing in these Terms excludes rights or warranties that cannot lawfully be excluded.

59. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NORTH CAROLINA FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM OR RELATING TO YOUR USE OF THE WEBSITE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM USE OF THE WEBSITE WILL NOT EXCEED $500.

This limitation does not apply to liability that applicable law does not permit to be limited or excluded.

Rights and liabilities arising under a separately executed purchase, assignment, or other real estate agreement are governed by that agreement and applicable law and are not subject to this Website-only liability cap unless expressly provided otherwise.

60. Independent Third-Party Buyers

To the maximum extent permitted by applicable law, we are not responsible for the independent:

Conduct;
Statements;
Representations;
Valuations;
Pricing decisions;
Offers;
Contracts;
Due diligence;
Privacy practices;
Financial ability;
Performance; or
Failure to perform

of an unaffiliated third-party purchaser to whom a property opportunity is referred.

Nothing in this section excludes liability that applicable law does not permit us to exclude.

61. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless North Carolina Fire House Buyer and its affiliates, owners, officers, employees, agents, and service providers from claims, liabilities, losses, damages, and reasonable expenses arising from:

Your unlawful use of the Website;
Your material breach of these Terms;
Fraudulent information you knowingly submit;
Property information you knowingly submit without authority; or
Your violation of another person’s rights.

62. Governing Law

These Terms are governed by the laws of the State of North Carolina, without regard to conflict-of-law principles, except where applicable law requires otherwise.

63. Venue and Disputes

Subject to applicable jurisdiction, venue, consumer-protection, and transaction-specific requirements, proceedings arising solely from use of the Website or these Terms may be brought in a court of competent jurisdiction located in Mecklenburg County, North Carolina.

These Website Terms do not impose mandatory arbitration.

A separately executed property purchase agreement, assignment agreement, or other transaction-specific agreement may contain different dispute-resolution provisions.

Those provisions govern disputes arising under that particular agreement to the extent enforceable under applicable law.

64. North Carolina Consumer Protection Rights

Nothing in these Terms is intended to waive rights that cannot legally be waived under applicable:

North Carolina unfair and deceptive trade-practices law;
North Carolina Residential Property Disclosure Act requirements;
North Carolina real estate licensing law;
North Carolina foreclosure-rescue law;
North Carolina communications law;
North Carolina data-security law;
Federal disclosure requirements; or
Other applicable law.

Where these Terms conflict with a non-waivable legal right, applicable law controls.

65. Relationship to Purchase and Assignment Agreements

These Terms govern Website use.

They do not replace:

Real estate purchase agreements;
Assignment agreements;
Option agreements;
Attorney-closing documents;
Deeds;
Title documents;
Settlement statements; or
Other transaction-specific agreements.

If these Terms conflict with a signed agreement concerning a particular property transaction, the signed transaction agreement controls regarding that transaction except where applicable law provides otherwise.

66. Changes to These Terms

We may revise these Terms periodically.

Updated Terms become effective when posted or on another effective date identified in the revised Terms, subject to applicable law.

67. Severability

If a provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be enforced to the greatest extent legally permitted or severed as appropriate.

The remaining provisions will remain effective.

68. No Waiver

Failure to enforce a provision does not waive our right to enforce that provision or another provision later.

69. Assignment

You may not assign these Website Terms without our prior written consent.

We may assign these Website Terms in connection with:

A merger;
Acquisition;
Financing;
Business restructuring;
Affiliate restructuring;
Sale of assets; or
Similar business transaction,

subject to applicable law.

This Website-level provision does not determine whether a particular real estate purchase agreement is assignable. Assignment of a real estate purchase agreement is governed by that agreement and applicable law.

70. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing your use of the Website.

They do not supersede separately executed real estate transaction documents.

71. Contact Us

Questions concerning these Terms may be directed to:

North Carolina Fire House Buyer
615 S College Street
Charlotte, NC 28202
United States

Phone: 252-645-3491
Website: northcarolinafirehousebuyer.com

SELL YOUR HOUSE

ABOUT

RESOURCES

CONTACT